In order to talk about grammar, we will have to become familiar with some key terms, but I will try to keep these to a minimum. As a rule, my definitions will not be textbook definitions but will focus on how these things function. Since that is true, these definitions may not cover all the ways these elements of grammar work. In the end, it is not as important that we can name these so long as we know how to use them. We are becoming roadside mechanics (able to make simple repairs and do everyday maintenance) and not garage mechanics (able to diagnose every problem, tear an engine down, and rebuild it from scratch). However, it's a lot easier to call things by name rather than constantly referring to "that thingamabob thing we talked about last week."
Terms we should know
Comma rules for Clauses (see handout on Dependent Clauses)
A comma never comes before the word because (well, almost never), but when because is the first word of a sentence, there is always a comma at the end of the because clause.
A comma never comes before the word that (Again, there are circumstances where a comma before that might be appropriate, but odds are a comma will not be needed).
A comma always comes before the word which.